We will ask some basic questions about your home, such as size, features, flooring, number of bathrooms, and type of siding, roofing, and construction. Then we use an evaluation tool to calculate what it would cost to replace your home with the same quality of materials and the same features.  This value is called ‘replacement cost‘ and is the value we insure your home for.  A percentage of this value will also cover your belongings and personal possessions.

When you rent a property to live in such as an apartment or a home, you will need to protect your personal belongings. The landlord’s insurance only covers the building.

We can help you determine the value of everything you own such as furniture, clothing, dishes, food, electronics, etc. This is the dollar value you would be insured for. In the event of a loss, such as a fire, everything you own is insured for replacement cost.  If you have a 52” TV, it will be replaced with the same product.

All Tenant Paks include $1 million liability.