Homeowners Insurance
The purchase of a home is a big investment and should be protected so in the event of a total or partial loss, it will be repaired or replaced with like kind and quality.
Your home must be insured to its full value or replacement cost. Coronach Agencies will guide you through this process. All we need is some basic information about your home such as size, features, flooring, # of bathrooms, and type of siding, roofing, and construction. We then use an evaluation program to calculate what it would cost to replace your home with the same quality of materials and the same features. This value is called replacement cost and is what we insure your home for. A percentage of this value will cover all your belongings for replacement cost as well.
Coronach Agencies (2004) Ltd. will give you a quote from our 2 main line companies and compare the cost versus the type of coverage’s you choose. Once we help you make a decision between comprehensive or basic coverage, we complete an application and discuss the payment options. Both companies we represent allow payment by pre-authorized chequing, credit card or a 3 payment plan.
Tenant Insurance
When you rent a property to live in such as an apartment or a home, you will need to protect your personal property. The landlord’s insurance only covers the building.
You need to determine the value of everything you own such as furniture, clothing, dishes, food, electronics, as well as many other things. This is the dollar value you would be insured for. In the event of a loss such as fire, everything you own is insured for replacement cost. If you have a 52” TV, it will be replaced with the same. All Tenant paks include a basic $ 1 million liability
Condos, Seasonal homes or cottages, rental properties can also be insured.
At Coronach Agencies, we have 3 licensed and experienced professionals to help guide you through the process to find the right insurance for you.
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