All vehicles licensed in Saskatchewan are insured by the Provincial Auto Fund. This provides the minimum insurance which is required by law which includes:
An extension Auto Policy can be purchased to add additional coverages.
Added Liability Protection
Increase the basic $200,000 on your licence plates to as high as $5,000,000.
Family Security
Coverage protects you and your family in the event that you are injured by an uninsured or under-insured motorist.
Lower Deductibles
You can choose as low as $50 which is what you must pay in a claim situation before your insurance takes over and pays the remainder of the claim.
Road Hazard Glass
You can lower your deductible to $50 if you need to replace your windshield because of damage from rocks.
Loss of Use
This coverage pays for your transportation costs if your vehicle is stolen or damaged.
New Vehicles
If you purchase a new vehicle, replacement cost is an option which means in the event of a loss in the first 5 years, you will get new parts or a new vehicle, not the depreciated value.
